COA for the 2017/2018 academic year will be announced by September 8.

» Cost of attendance (COA)

The Financial Aid Administrator provides you with a list of anticipated expenses on your Award Letter. These expenses, referred to as your Cost of Attendance (COA), reflect costs you may encounter during the regular nine month academic year and may include:

  • Tuition
  • Fees (if applicable)
  • Books and Supplies
  • Room and Board
  • Travel
  • Miscellaneous Personal Expenses
  • Direct Loan Fees.

The total COA is not the amount you owe the university for the year. Students should contact the The Financial Aid Administrator to request a review of their cost of attendance if actual expenses are significantly different from the costs listed on their financial aid award letter. Child care, computer, study abroad and disability related expenses can be taken into consideration with the submission of the proper paperwork.

Direct vs. Indirect Costs:

  • Direct Costs are those you pay directly to the university and include tuition, fees, and tuition differential (if applicable). Room and board are direct costs for those living in campus housing.
  • Indirect Costs are costs you will likely incur during the academic year but which are not owed directly to the university. Indirect costs include books and supplies, travel, and miscellaneous personal expenses. Room and board are indirect costs for those not living in campus housing.

Your COA includes actual figures such as tuition, fees and a tuition differential (if applicable), as well as estimates for books and supplies, room and board and travel and miscellaneous expenses. Please keep in mind these are only estimates and students' actual costs may vary.

» Financial Need

Your financial need is determined using your estimated COA and your Expected Family Contribution (EFC). The EFC is the result of a formula developed by the U.S. Congress that calculates the information you submitted on your FAFSA. Please keep in mind that your calculated EFC and financial need does not represent the dollar amount that you and your parents (if dependent) must come up with to pay the university.

Formula for calculating financial need:

Cost of Attendance (COA)


= Financial Need

Please note that you must have financial need in order to be eligible for need based financial aid such as Federal Direct Subsidized Stafford Loan.