Types of aid

JU is no longer participating in the Federal Direct PLUS Loan Program as of August 31, 2016.

» William D. Ford Federal Direct Loan Program

 

The William D. Ford Federal Direct Loan Program, called Direct Loans for short, allows students to borrow low-cost educational loans from the federal government. To be eligible for a Direct Loan, students must be enrolled at least half-time. Repayment of these loans begins 6 months after students leave school or fall below half time enrollment. There are two types of William D. Ford Federal Direct Loan Program loans available at the Jagiellonian University: Subsidized and Unsubsidized. For more detailed information about Federal Direct Loans, visit the U.S. Department of Education.

 

Subsidized (Undergraduates Only)

Federal Subsidized Direct Loans are need-based loans. They are subsidized, which means the federal government generally pays the interest on the loan while the student is enrolled greater than half-time, but terms do vary based upon the date the loan was borrowed.

Effective July 1, 2013, first-time (students with no outstanding federal loan balance as of July 1, 2013) Direct Loan borrowers are limited in the amount of time they can receive Direct Subsidized Loans. Borrowers may receive Direct Subsidized Loans for no more than 150% of the length of the student's current academic program ("maximum eligibility period").

 

Unsubsidized

Federal Unsubsidized Direct Loans are not need-based. Interest begins accruing from the date of first disbursement. You can choose to pay the interest quarterly while in school, or you can allow it to accumulate and be capitalized when repayment begins.

 

Interest Rates

There are a variety of interest rates for Federal Direct Loans depending on the date of disbursement, subsidized/unsubsidized, undergraduate/graduate and fixed/variable rates. The rates can range from around 3%-8%. See complete interest rate information here.

 

Origination Fees

An origination fee will be deducted from a subsidized/unsubsidized loan before it is disbursed. The origination fee on a subsidized/unsubsidized loan first disbursed on or before September 30, 2015 is 1.073%, and loans first disbursed on or after October 1, 2015 have an origination fee of 1.068%.

 

Master Promissory Note (MPN)

The Master Promissory Note (MPN) is a legal document in which you promise to repay your loan and any accrued interest and fees to the U.S. Department of Education. It also explains the terms and conditions of your loan. You are required to sign your MPN each year.

Complete the MPN online here

 

Direct Loan Entrance Counseling

Direct Loan Entrance Counseling is required for the first-time Federal Direct Loan borrowers. The goal of entrance counseling is to help you understand what it means to take out a federal student loan. Entrance counseling must be completed prior to any Direct Loan funds being disbursed to your student account. In order to ensure funds are disbursed by the start of school, this should be completed two weeks prior to the start of the semester in which you plan on borrowing your first Federal Direct Loan at the Jagiellonian.

 

Direct Loan Exit Counseling

When you leave school, you will be required to complete Direct Loan Exit Counseling which will give you additional information regarding loan repayment.

 

» Veterans

 

 

Jagiellonian University International Students Mobility Office is dedicated to providing Veterans and their dependents the best possible services at the Jagiellonian University (the JU).

 

Jagiellonian University Degree Programs Approved by the VA

The Jagiellonian University in Kraków offers degree programs that are approved by the Department of Veteran Affairs (VA):

- MA in Cultural Studies: TransAtlantic Studies (link)

- MA in European Studies (five study tracks) (link)

 

The program which is not on the list may be approved by the VA.

If you are interested in one of the programs offered by JU which is not on this list, the JU can  apply for approval from the VA for that degree program.

 

Veterans Aid

The Jagiellonian University in Kraków  has degree programs that are listed as approved training by the Department of Veterans Affairs (facility code: 11000290).

Student has to check with the Department of Veterans Affairs that the program chosen to study is covered by VA Benefits.

For more information please contact:

Department of Veterans Affairs, Regional Processing Office, P.O. Box 4616, Buffalo NY 14240-4616, Phone: 800-827-1000, or visit their website.

 

Post 9/11 GI Bill

In the academic year 2016/2017, the Jagiellonian University accepts and manages the Post 9/11 GI Bill (Chapter 33, Title 38 U.S. Code). Generally, an individual who served minimum of 90 days on active duty after September10, 2011, will be eligible under the program.

For more information about the program please contact:

Department of Veterans Affairs, Regional Processing Office, P.O. Box 4616, Buffalo NY 14240-4616, Phone: 800-827-1000, or go to: http://benefits.va.gov/gibill/

After you have filled out the application and been approved by the VA, please contact Jagiellonian University International Students Mobility Office at ewa.stankiewicz@uj.edu.pl or k.wojczuk@uj.edu.pl

 

Yellow Ribbon Veterans Scholarship

The Yellow Ribbon Scholarship helps Veterans who have served in the U.S. military. Due to foreign schools status, the JU is not eligible to participate

 

Basic rules


The VA cannot award benefits for distance learning or independent study courses. All students must be in residence (on campus) and all courses must be attended in-person in a formal classroom setting.

Tuition and fee payments under the Post 9/11 GI Bill are sent by paper check.


Tuition and fee payments are sent directly to the Jagiellonian University and not to the student.


 

Procedure

 

1. Veteran checks to make sure the program of study is covered by the Post 9-11 GI Bill.

2. Veteran applies with VA.

3. Veteran receives Certificate of Eligibility.

4. Veteran mails copy of Certificate of Eligibility to Jagiellonian University International Students Mobility Office.

5. Jagiellonian University Certifying Official sends letter of enrollment to VA Office of Foreign Schools.

6. Jagiellonian University Certifying Official certifies student tuition fees.

7. Student receives stipend.

8. Jagiellonian University receives tuition payment.


 

For more information about the Post 9/11 GI Bill please visit the Department of Veterans Affairs website.

 

Official Contact Information

 

The Jagiellonian University in Kraków

International Students Mobility Office

Gołębia 24, room 21,

31-007 Kraków

Fax: +48 12 663-1545

 

Ewa Stankiewicz

ewa.stankiewicz@uj.edu.pl

+48 12 663-1149

 

Katarzyna Wojczuk

k.wojczuk@uj.edu.pl

+48 12 663-1513

» Sallie Mae

 

Sallie Mae is a loan provider in the US, who offers private loans to US students to cover their costs for their study period abroad. Only students with the American nationality will be eligible for this type of loan. The loan is meant to finance student stay at the Jagiellonian University (JU) and could cover tuition fee and other attendance costs.

 

Application procedure


Step 1: Apply for study program at the Jagiellonian University 

 

All necessary information about admission: http://www.rekrutacja.uj.edu.pl/en_GB

 

Step 2: Contact to International Students Mobility Office at the Jagiellonian University

 

Only if you are (conditionally) admitted to the study programme: send an email to ewa.stankiewicz@uj.edu.pl or k.wojczuk@uj.edu.pl and indicate that you want to apply / have applied for a Sallie Mae loan so that we can finalize the loan procedure.

 

Step 3: Application procedure Sallie Mae

 

Apply online for the loan: https://www.salliemae.com

 

Step 4: Sallie Mae procedure after receiving the checks

 

  1. The student will receive the check at the meeting with Financial Aid Administrator
  2. The student is required to attend this meeting in person. The check can be hand only to the student with ID
  3. After receiving the check, student has to send it to the bank.
  4. The bank will process the check and transfers the money into student’s bank account.
  5. The student transfers the payment of the tuition fee (if applicable) into the bank account of JU.

 

Important notes

Students are always fully responsible for the repayment of their loans to Sallie Mae. 

The loan period only covers for 1 year, which means that if you are participating in a study programme which takes longer than 1 academic year, you will have to submit a loan application for the following year.


The loan will be disbursed in 1 – 4 terms (depending on the length of the study programme and amount certified).

Sallie Mae has the final decision on the approval / denial of your loan application.

Private loan applications with Sallie Mae must not exceed 180 days between the application date and disbursement date.

The student is responsible for submitting a complete application, according to the steps described above. Jagiellonian University cannot be held responsible for late and/or incomplete applications.

A check is valid for 3 months and needs to be cashed within the set deadline.

 

Official Contact Information

 

The Jagiellonian University in Kraków

International Students Mobility Office

Gołębia 24, room 21,

31-007 Kraków

Fax: +48 12 663-1545

 

Ewa Stankiewicz

ewa.stankiewicz@uj.edu.pl

+48 12 663-1149

 

Katarzyna Wojczuk

k.wojczuk@uj.edu.pl

+48 12 663-1513