Types of aid

JU is no longer participating in the Federal Direct PLUS Loan Program as of August 31, 2016.

» William D. Ford Federal Direct Loan Program

The William D. Ford Federal Direct Loan Program, called Direct Loans for short, allows students to borrow low-cost educational loans from the federal government. To be eligible for the Direct Loans, students must be enrolled at least half-time. Repayment of these loans begins 6 months after students leave school or fall below half time enrollment. There are two types of William D. Ford Federal Direct Loan Program loans available at Jagiellonian University (JU): Subsidized and Unsubsidized. For more detailed information about the Direct Loans, visit the U.S. Department of Education.

Subsidized (Undergraduates Only)

Subsidized Federal Stafford Loans are need-based loans. They are subsidized, which means the federal government generally pays the interest on the loan while the student is enrolled greater than half-time, but terms do vary based upon the date the loan was borrowed.

Effective July 1, 2013, first-time (students with no outstanding federal loan balance as of July 1, 2013) Direct Loan borrowers are limited in the amount of time they can receive Direct Subsidized Loans. Borrowers may receive Subsidized Loans for no more than 150% of the length of the student's current academic program ("maximum eligibility period").


Unsubsidized Federal Stafford Loans are not need-based. Interest begins accruing from the date of first disbursement. You can choose to pay the interest quarterly while in school, or you can allow it to accumulate and be capitalized when repayment begins.

Interest Rates

There are a variety of interest rates for Federal Direct Loans depending on the date of disbursement, subsidized/ unsubsidized, undergraduate/ graduate and fixed/ variable rates. The rates can range from around 4%-7%. See complete interest rate information here.

Origination Fees

An origination fee will be deducted from a subsidized/ unsubsidized loan before it is disbursed. See complete origination fee information here.

Master Promissory Note (MPN)

The Master Promissory Note (MPN) is a legal document in which you promise to repay your loan and any accrued interest and fees to the U.S. Department of Education. It also explains the terms and conditions of your loan. You are required to sign your MPN each year.

Complete the MPN online here

Direct Loan Entrance Counseling

Direct Loan Entrance Counseling is required for the first-year students (undergraduate/ graduate) - Direct Loans borrowers. The goal of entrance counseling is to help you understand what it means to take out a federal student loan. Entrance counseling must be completed prior to any Direct Loans funds being disbursed to your student account. In order to ensure funds are disbursed by the start of school, this should be completed two weeks prior to the start of the semester in which you plan to receive your first Direct Loans disbursement at JU.

Direct Loan Exit Counseling

When you leave school, you will be required to complete Direct Loan Exit Counseling which will give you additional information regarding loan repayment.

» Post-9/11 GI Bill

Study Support Office is dedicated to providing Veterans and their dependents the best possible services at Jagiellonian University (JU).

Jagiellonian University Degree Programs Approved by the VA

Jagiellonian University offers the following degree programs which are approved by the Department of Veteran Affairs (VA):

  • MA in Cultural Studies: TransAtlantic Studies (link)
  • MA in European Studies (five study tracks) (link)

If you are interested in one of the programs offered by JU which is not on this list, the JU can apply for approval from the VA for that degree program.

Veterans Aid

Jagiellonian University has degree programs that are listed as approved training by the Department of Veterans Affairs (facility code: 11000290).

Student has to check with the Department of Veterans Affairs that the program chosen to study is covered by VA Benefits.

For more information please contact:

Department of Veterans Affairs, Regional Processing Office, P.O. Box 4616, Buffalo NY 14240-4616, Phone: 800-827-1000, or visit their website.

Post-9/11 GI Bill

Jagiellonian University accepts and manages the Post-9/11 GI Bill (Chapter 33, Title 38 U.S. Code). Generally, an individual who served minimum of 90 days on active duty after September 10, 2011, will be eligible under the program.

For more information about the program please contact:

Department of Veterans Affairs, Regional Processing Office, P.O. Box 4616, Buffalo NY 14240-4616, Phone: 800-827-1000, or go to: http://benefits.va.gov/gibill/

After you have filled out the application and been approved by the VA, please contact JU Study Support Office at ewa.stankiewicz@uj.edu.pl or k.wojczuk@uj.edu.pl

Yellow Ribbon Veterans Scholarship

The Yellow Ribbon Scholarship helps Veterans who have served in the U.S. military. Due to foreign schools status, the JU is not eligible to participate in the Yellow Ribbon Scholarship program. 

Basic rules

The VA cannot award benefits for distance learning or independent study courses. All students must be in residence (on campus) and all courses must be attended in-person in a formal classroom setting.

Tuition and fee payments under the Post-9/11 GI Bill are sent by paper check.

Tuition and fee payments are sent directly to Jagiellonian University (not to the student).

The VA always uses the currency rate on every foreign school claim on the date of July 1 of the current year. If there is
a difference the student is responsible for that amount.


  1. Veteran checks to make sure the program of study is covered by the Post-9/11 GI Bill.
  2. Veteran applies with VA.
  3. Veteran receives Certificate of Eligibility.
  4. Veteran mails copy of Certificate of Eligibility to JU Study Support Office.
  5. Jagiellonian University Certifying Official sends letter of enrollment to VA Office of Foreign Schools.
  6. Jagiellonian University Certifying Official certifies student tuition fees.
  7. Student receives stipend.
  8. Jagiellonian University receives tuition payment.

For more information about the Post 9/11 GI Bill please visit the Department of Veterans Affairs website

Official Contact Information

Jagiellonian University in Kraków
Study Support Office
25/3 Straszewskiego
31-113 Kraków, Poland

Ewa Stankiewicz
+48 12 663 11 49

Katarzyna Wojczuk
+48 12 663 15 13

» Sallie Mae

Sallie Mae is a student loan company, which provides private loans to U.S. students to cover their costs for their study period abroad. The loan is meant to finance student stay at Jagiellonian University (JU) and cover tuition fee and other attendance costs.

Application procedure

Step 1: Apply for study program at Jagiellonian University 

All necessary information about admission: http://www.rekrutacja.uj.edu.pl/en_GB

Step 2: Contact to Study Support Office at Jagiellonian University

Only if you are (conditionally) admitted to the study program: send an email to ewa.stankiewicz@uj.edu.pl or k.wojczuk@uj.edu.pl and indicate that you want to apply/ have applied for a Sallie Mae loan so that we can finalize the loan procedure.

Step 3: Application procedure Sallie Mae

Apply online for the loan: https://www.salliemae.com

Step 4: Sallie Mae procedure after receiving the checks

  1. Jagiellonian University Financial Aid Administrator certifies student Applicant Self-Cerification of the Private Education Loan.
  2. The Sallie Mae loan funds are sent to JU by paper check.
  3. The Sallie Mae loan funds are applied as a payment towards student tuition fee. The remaining funds are transferred to student bank account.  

Important notes

Students are always fully responsible for the repayment of their loans to Sallie Mae. 

The loan period only covers for 1 year, which means that if you are participating in a study program which takes longer than
1 academic year, you will have to submit a loan application for the following year.

Sallie Mae has the final decision on the approval / denial of your loan application.

Private loan applications with Sallie Mae must not exceed 180 days between the application date and disbursement date.

The student is responsible for submitting a complete application, according to the steps described above. Jagiellonian University cannot be held responsible for late and/or incomplete applications.

A check is valid for 3 months and needs to be cashed within the set deadline.

Official Contact Information

Jagiellonian University in Kraków
Study Support Office
25/3 Straszewskiego
31-113 Kraków, Poland

Ewa Stankiewicz
+48 12 663 11 49

Katarzyna Wojczuk
+48 12 663 15 13